No Collateral
No Revenue Proof
No P&L Required

Get Up to $200,000 in 0% Business Funding.

We help entrepreneurs and small business owners get the funding they need to launch, scale, or seize new opportunities, without giving up equity. We only get paid after you get funded.

Watch: How We Built a $100K Funding Strategy in 7 Days

See our advisory process and real client results in action.

🎥 Over $5M in strategic funding secured for our partners

See the process that makes it possible.

⚡ Get funding offers in as little as 48 hours

No Upfront Costs • Zero Risk To You

Proven Results That Set Us Apart

$5M+

In 0% Funding Secured

95%

Client Success Rate

48 Hours

To First Offer

Your Path to Funding in 3 Simple Steps

We've made getting business funding simple, fast, and predictable. Here's how.

  1. 1. Free Funding Analysis

    We start with a free, no-obligation review of your credit profile to identify your strongest funding opportunities and create a clear path forward.

  2. 2. Custom Funding Plan

    Using our experience with over 100 lenders, we design a custom plan that shows you which banks to approach and in what order to maximize your approval amounts.

  3. 3. Get Funded & Grow

    You execute the plan with our direct guidance. Once the 0% capital is in your hands, you can get back to what matters most, building your business.

Why Our Clients Get More Funding, Faster

We do more than just point you to applications. We partner with you to build a funding plan designed for real results.

You Only Pay For Results

Our interests are 100% aligned with yours. We charge a simple, transparent success fee only after your funding is secured. If you don't get funded, you don't pay. Period.

Smarter Applications, Better Results

We know what banks are looking for. This allows us to build a strategic application sequence that others can't, resulting in higher approval amounts and fewer denials.

Personal Credit Shield

We specialize in securing capital that reports only to business credit bureaus. This protects your personal FICO score from inquiries and high utilization, preserving your financial health.

Done-With-You Guidance

You are never alone in this process. We provide a clear, step-by-step playbook and direct support at every stage to ensure a smooth and successful funding experience.

Meet Your Funding Team

Dedicated experts who guide you from strategy to approval with clarity and precision.

Efrain Perez headshot

Efrain Perez

Strategic Funding Advisor

Specializes in 0% capital strategies and lender sequencing tailored to your profile.

Romario Solis headshot

Romario Solis

Credit Engineering Lead

Builds compliant credit frameworks that maximize approvals while protecting FICO.

Nicole Marves headshot

Nicole Marves

Client Success Partner

Owns your execution plan and ensures momentum from application to funded.

From Ambitious Plan to Market Leader

See how our strategic capital advisory has fueled real business growth for our partners.

Retail Store Expansion

CellFix

From One Store to a Local Chain

CellFix was a successful single-location phone repair shop, but the owner knew they had an opportunity to expand. The challenge was funding a second location’s build-out and stocking it with premium inventory without draining existing cash flow. We helped them secure the capital to launch a beautiful new store, turning their local favorite into a growing regional brand.

$115k

Capital Secured

<21 Days

Time to Fund

Get Your Funding Plan

Contractor Business Overhaul

BluePrint Construction

Raggedy Van to a Trusted Brand

Chris B. is a talented remodeling contractor, but his old, unreliable work van was holding him back. He struggled to win bigger jobs because his professional image didn’t match his skills. We helped him secure a 0% credit line to purchase a new van, get a professional vinyl wrap, and upgrade his equipment.

Immediate ROI

His first bid after the rebrand landed a $30,000 bathroom remodel contract.

$65k

Funding Secured

12 Months

0% Intro APR

Get Your Funding Plan

Real Results from Entrepreneurs Like You

We're proud to be a strategic partner in our clients' growth. Here's what they have to say.

I was skeptical at first, but the performance-based model made it a no-brainer. FreshCap delivered beyond my expectations, securing capital that my own bank denied me for. The entire process was professional and transparent.

M

Maria G.

$110,000 Secured for Agency

The 'Personal Credit Shield' was the most important part for me. They built my business credit without touching my personal score. Their strategic approach is something you can't get from a simple online application.

D

David L.

$80,000 for Real Estate

We had a new LLC and needed to fund our first big inventory order. FreshCap's team guided us through the entire process and helped us secure capital faster than we thought possible. They are true partners.

S

Sarah & Tom K.

$65,000 for E-Commerce

Your Questions, Answered

Clarity and transparency are core to our partnership. Here are the answers to common questions.

It’s a completely different tool. Bank loans often come with high interest rates, strict requirements, and fixed payments. We help you access 0% interest business credit from top banks. It’s flexible capital you can use, repay, and use again. Our ‘strategic’ approach is our proprietary method for getting you the maximum approval amount without needing collateral or revenue.

No, and protecting your personal credit is our top priority. We exclusively target business funding that reports only to the business credit bureaus (like D&B and Experian Business), not your personal FICO score. This “credit shield” is a crucial part of our strategy and protects your financial health.

Both. Our strategies are designed for established companies and new ventures alike. Because the funding we target is primarily based on the personal credit of the owner, it’s an ideal solution for startups, side hustles, and businesses with little to no revenue history.

It’s simple and transparent. We charge a one-time performance fee based on the total funding amount we successfully secure for you. The invoice is only sent after the capital is approved and available to you. There are no upfront costs, retainers, or hidden charges. We only get paid after we deliver results.

While every client’s situation is unique, we typically see initial approvals within 48-72 hours of executing the plan. The entire first round of funding is usually completed within 2-4 weeks.

Our ideal partner has a registered business entity (like an LLC or Corporation) and the primary owner has a 680+ personal credit score with a solid credit history (no recent late payments or major issues). If you’re close to these marks, we still encourage you to schedule a call to see how we can help.

Ready to Unlock Your Business's Potential?

Stop letting a lack of capital hold you back. Schedule a free, no-obligation call to discover how much 0% funding you can get for your business.

Get Your Free Funding Plan

📞

15-Minute Call

A no-pressure call to assess your funding potential

📋

Custom Plan

A high-level funding roadmap for your business

💰

Secure Capital

Execute your plan and secure your business's future

Schedule Your Free Funding Call

🛡️ 100% Confidential • No Obligation • You Only Pay For Success