
Efrain Perez
Strategic Funding Advisor
Specializes in 0% capital strategies and lender sequencing tailored to your profile.
We help entrepreneurs and small business owners get the funding they need to launch, scale, or seize new opportunities, without giving up equity. We only get paid after you get funded.
đĽ Over $5M in strategic funding secured for our partners
See the process that makes it possible.
⥠Get funding offers in as little as 48 hours
No Upfront Costs ⢠Zero Risk To You
Proven Results That Set Us Apart
In 0% Funding Secured
Client Success Rate
To First Offer
We've made getting business funding simple, fast, and predictable. Here's how.
We start with a free, no-obligation review of your credit profile to identify your strongest funding opportunities and create a clear path forward.
Using our experience with over 100 lenders, we design a custom plan that shows you which banks to approach and in what order to maximize your approval amounts.
You execute the plan with our direct guidance. Once the 0% capital is in your hands, you can get back to what matters most, building your business.
We do more than just point you to applications. We partner with you to build a funding plan designed for real results.
Our interests are 100% aligned with yours. We charge a simple, transparent success fee only after your funding is secured. If you don't get funded, you don't pay. Period.
We know what banks are looking for. This allows us to build a strategic application sequence that others can't, resulting in higher approval amounts and fewer denials.
We specialize in securing capital that reports only to business credit bureaus. This protects your personal FICO score from inquiries and high utilization, preserving your financial health.
You are never alone in this process. We provide a clear, step-by-step playbook and direct support at every stage to ensure a smooth and successful funding experience.
Dedicated experts who guide you from strategy to approval with clarity and precision.
Strategic Funding Advisor
Specializes in 0% capital strategies and lender sequencing tailored to your profile.
Credit Engineering Lead
Builds compliant credit frameworks that maximize approvals while protecting FICO.
Client Success Partner
Owns your execution plan and ensures momentum from application to funded.
See how our strategic capital advisory has fueled real business growth for our partners.
Contractor Business Overhaul
Chris B. is a talented remodeling contractor, but his old, unreliable work van was holding him back. He struggled to win bigger jobs because his professional image didnât match his skills. We helped him secure a 0% credit line to purchase a new van, get a professional vinyl wrap, and upgrade his equipment.
Immediate ROI
His first bid after the rebrand landed a $30,000 bathroom remodel contract.
$65k
Funding Secured
12 Months
0% Intro APR
Retail Store Expansion
CellFix was a successful single-location phone repair shop, but the owner knew they had an opportunity to expand. The challenge was funding a second locationâs build-out and stocking it with premium inventory without draining existing cash flow. We helped them secure the capital to launch a beautiful new store, turning their local favorite into a growing regional brand.
$115k
Capital Secured
<21 Days
Time to Fund
We're proud to be a strategic partner in our clients' growth. Here's what they have to say.
I was skeptical at first, but the performance-based model made it a no-brainer. FreshCap delivered beyond my expectations, securing capital that my own bank denied me for. The entire process was professional and transparent.
Maria G.
$110,000 Secured for Agency
The 'Personal Credit Shield' was the most important part for me. They built my business credit without touching my personal score. Their strategic approach is something you can't get from a simple online application.
David L.
$80,000 for Real Estate
We had a new LLC and needed to fund our first big inventory order. FreshCap's team guided us through the entire process and helped us secure capital faster than we thought possible. They are true partners.
Sarah & Tom K.
$65,000 for E-Commerce
We don't just talk about resultsâwe deliver them. Here's a look at real funding outcomes for our clients.
Clarity and transparency are core to our partnership. Here are the answers to common questions.
Itâs a completely different tool. Bank loans often come with high interest rates, strict requirements, and fixed payments. We help you access 0% interest business credit from top banks. Itâs flexible capital you can use, repay, and use again. Our âstrategicâ approach is our proprietary method for getting you the maximum approval amount without needing collateral or revenue.
No, and protecting your personal credit is our top priority. We exclusively target business funding that reports only to the business credit bureaus (like D&B and Experian Business), not your personal FICO score. This âcredit shieldâ is a crucial part of our strategy and protects your financial health.
Both. Our strategies are designed for established companies and new ventures alike. Because the funding we target is primarily based on the personal credit of the owner, itâs an ideal solution for startups, side hustles, and businesses with little to no revenue history.
Itâs simple and transparent. We charge a one-time performance fee based on the total funding amount we successfully secure for you. The invoice is only sent after the capital is approved and available to you. There are no upfront costs, retainers, or hidden charges. We only get paid after we deliver results.
While every clientâs situation is unique, we typically see initial approvals within 48-72 hours of executing the plan. The entire first round of funding is usually completed within 2-4 weeks.
Our ideal partner has a registered business entity (like an LLC or Corporation) and the primary owner has a 680+ personal credit score with a solid credit history (no recent late payments or major issues). If youâre close to these marks, we still encourage you to schedule a call to see how we can help.
Stop letting a lack of capital hold you back. Schedule a free, no-obligation call to discover how much 0% funding you can get for your business.
A no-pressure call to assess your funding potential
A high-level funding roadmap for your business
Execute your plan and secure your business's future
đĄď¸ 100% Confidential ⢠No Obligation ⢠You Only Pay For Success